Buy Crypto with Zero Fees (2026 Guide)

Fee comparison

Sorted cheapest to most expensive. The fee % and spread % are put together here as one number.

Platform	Fee + spread
Neverless CHEAPEST	0.07–0.12%
Binance	0.13–0.2%
Bybit	0.15–0.25%
KuCoin	0.15–0.25%
OKX	0.15–0.25%
Gate.io	0.25–0.35%
Kraken	0.26%
Crypto.com	0.5–0.8%
Coinbase	1.0–1.5%
eToro	1.0–2.0%
Robinhood	1.0–2.0% (spread only)
Revolut PRICIEST	1.5–2.5%

Fee and spread numbers may vary over time.

Step-by-step video: how to buy with 0% fees

How to transfer your money and buy with 0% fees

1. Set up Revolut and Neverless

Download Revolut from the App Store or Google Play and create an account. Verification takes about 5 minutes.

For Neverless, sign up through the link below. You get a €20 welcome bonus when you deposit at least €100 and hold it for 30 days:

Get Neverless App Here (€20 bonus using this link) - Type in Email & Scan QR to get to the app

2. Top up Revolut

Add funds to Revolut using a debit card or bank transfer from your regular bank. Works the same as any banking app.

3. Exchange to Euro in Revolut

If your account is in GBP, SEK, NOK, or another currency, exchange to Euro inside Revolut before transferring. On weekdays during regular market hours the exchange is free up to a monthly limit (around $1,000 per month), so avoid converting on weekends to skip the small markup.

4. Deposit into Neverless

The easiest way to deposit is via Apple Pay or Google Pay. Tap deposit in the Neverless app and select the option. You can also deposit by bank transfer: go to the deposit section, copy your IBAN and reference code, then open Revolut and send the amount to that IBAN. Include the reference code exactly as shown. Transfers typically arrive within minutes, sometimes up to a few hours.

5. Buy crypto on Neverless

Once your Euro, Dollar or any other currency lands in Neverless, buy Bitcoin, Ethereum, or any other supported asset. The trading fee is 0%. Neverless earns on the spread instead, which at 0.07 to 0.12% is well below what most exchanges charge in combined fees and commissions.

How to sell and withdraw with 0% fees

1. Sell crypto to Euro on Neverless

Sell your position directly to Euro, dollars, or another currency inside Neverless. Still 0% trading fee on the way out.

2. Withdraw from Neverless

The easiest withdrawal options are Apple Pay and Google Pay. Tap withdraw in the Neverless app and select one. Alternatively, withdraw by bank transfer: go to withdrawal settings, add your Revolut IBAN as a saved bank account (find it in the Revolut app under your Euro account details).

3. Transfer from Neverless to Revolut

Send your balance to your Revolut IBAN. This is free and typically settles within one business day. Skip this step if you withdrew via Apple Pay or Google Pay.

4. Convert and withdraw in Revolut

Back in Revolut, convert from Euro, dollars, or whatever currency you received to your local currency if needed, then withdraw to your bank account or card as normal.

Who are Neverless

Neverless is built by three former Revolut executives. I’ve been using it myself for over two years.

The app is built to be simple. Deposit in a wide range of currencies or stablecoins, buy with no trading fees, and withdraw back to your bank or wallet. The cost is the spread, shown upfront.

They also have a feature called Strategies, which uses market arbitrage to generate passive income on holdings. What stands out is that they explain exactly how it works and what the risks are, right inside the app. Most platforms with similar earning features leave that part out entirely.

Strategies is also how Neverless earns its revenue, so there is a direct incentive for it to keep performing. The 0% trading fee is not a gimmick.

Is it safe?

Revolut is a regulated financial institution operating across Europe. Funds are safeguarded under e-money regulations.

Neverless is a regulated crypto platform. They hold a MiCA CASP authorisation issued by Latvijas Banka (Bank of Latvia) on 20th May 2026, and a MiFID II investment services licence, so it operates under both regimes. Their custody infrastructure is also trusted by major institutions including Goldman Sachs, Robinhood, and Uber. Your crypto is held in custody on the platform, as with any exchange. It works well for buying and selling, but for long-term storage, move larger amounts to a hardware wallet.

Treat both platforms as tools for moving money efficiently, not for long-term storage.

Get started

Sign up using the link below. You get a €20 bonus when you deposit €100 and hold for 30 days.